Today I'm enduring what millions of others have endured over the years.
I applied for a mortgage refinance, and I'm waiting for word from the bank.
If I get the loan, the money will go to much needed things like a new roof and new exterior paint on my house.
I'm actually pretty nervous because I'm making a lot less money now than I was when I got my original mortgage four years ago.
I will also say that the loan officer at my bank is pretty cute.